{"id":14359,"date":"2021-01-28T11:38:18","date_gmt":"2021-01-28T11:38:18","guid":{"rendered":"https:\/\/gubank.co.in\/new\/?page_id=14359"},"modified":"2025-11-04T09:41:56","modified_gmt":"2025-11-04T09:41:56","slug":"bank-updates","status":"publish","type":"page","link":"https:\/\/tgucbl.bank.in\/\/bank-updates\/","title":{"rendered":"Bank Updates"},"content":{"rendered":"

[vc_row][vc_column][vc_empty_space height=”15px”][vc_row_inner][vc_column_inner][vc_toggle title=”Deposit Interest Rates” style=”square_outline” size=”sm”]Interest Rate for all New Term Deposit with effect from 20.05.2023<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Maturity period<\/strong><\/td>\nInterest rates (per cent per annum)<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nGeneral<\/strong><\/td>\nSenior Citizen<\/strong><\/td>\n<\/tr>\n
07 days to 14 days<\/td>\n3<\/td>\n3<\/td>\n<\/tr>\n
15 days to 45 days<\/td>\n3<\/td>\n3<\/td>\n<\/tr>\n
46 days to 90 days<\/td>\n3<\/td>\n3<\/td>\n<\/tr>\n
91 days to 180 days<\/td>\n4<\/td>\n4<\/td>\n<\/tr>\n
181 days to 364 days<\/td>\n5<\/td>\n5<\/td>\n<\/tr>\n
365 days to 730 days<\/td>\n7<\/td>\n7.50<\/td>\n<\/tr>\n
731 days to 1095 days<\/td>\n7.50<\/td>\n8.00<\/td>\n<\/tr>\n
1096 days to 1825 days<\/td>\n7.75<\/td>\n8.25<\/td>\n<\/tr>\n
1826 days and above<\/td>\n8.01<\/td>\n8.51<\/td>\n<\/tr>\n
1 Year to 2 Year<\/td>\n7<\/td>\n7.50<\/td>\n<\/tr>\n
2 year 1 day to 3 year<\/td>\n7.50<\/td>\n8.00<\/td>\n<\/tr>\n
3 year 1 day to 5 year<\/td>\n7.75<\/td>\n8.25<\/td>\n<\/tr>\n
5 year 1 day and\u00a0 above<\/td>\n8.01<\/td>\n8.51<\/td>\n<\/tr>\n
Interest Rate for all other Deposit with effect from 22.05.2023<\/strong><\/td>\n<\/tr>\n
Saving Deposit\/Basic Saving Deposit<\/td>\n3<\/td>\n3<\/td>\n<\/tr>\n
Recurring Deposit<\/td>\n7<\/td>\n7.50<\/td>\n<\/tr>\n
Daily Saving Deposit<\/td>\n2<\/td>\n2<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_toggle][vc_toggle title=”Loan & Cash Credit\/OD Interest Rates” style=”square_outline” size=”sm”]Interest Rate for Loan and Advances with effect from 12.05.2023<\/strong><\/p>\n

Interest Rate for Term Loan:<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
Sr No<\/td>\nType of loan<\/td>\nDescription<\/td>\nInterest Rate<\/td>\n<\/tr>\n
1<\/td>\nLoan Against Vehicle\/Machinery Loan<\/td>\n\u00d8\u00a0 New Vehicle<\/td>\n10%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n\u00d8\u00a0 * Old Vehicle<\/td>\n15%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n\u00d8\u00a0 Machinery Loan<\/td>\n10%<\/td>\n<\/tr>\n
2<\/td>\nLoan Against Building<\/td>\n\u00d8\u00a0 *<\/td>\n12%<\/td>\n<\/tr>\n
3<\/td>\nLoan Against Building Construction<\/td>\n\u00d8\u00a0 *<\/td>\n12%<\/td>\n<\/tr>\n
4<\/td>\nPersonal Loan<\/td>\n\u00d8\u00a0 Upto 200000\/-<\/td>\n12%<\/td>\n<\/tr>\n
5<\/td>\nConsumer Durable Loan<\/td>\n\u00d8\u00a0 *<\/td>\n11%<\/td>\n<\/tr>\n
6<\/td>\nLoan Against Gold Loan<\/td>\n\u00d8\u00a0 *Upto 200000\/-<\/td>\n10%<\/td>\n<\/tr>\n
7<\/td>\nLoan For Education purpose<\/td>\n\u00d8\u00a0 *<\/td>\n10%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

Interest Rate for Cash Credit\/Overdraft:<\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Sr No<\/td>\nType of loan<\/td>\nDescription<\/td>\nInterest Rate<\/td>\n<\/tr>\n
1<\/td>\nLoan Against Hypothecation<\/td>\n\u00d8\u00a0 Upto 2499999\/-<\/td>\n13%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n\u00d8\u00a0 2500000\/- to 5999999\/-<\/td>\n12%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n\u00d8\u00a0 6000000\/- above<\/td>\n11%<\/td>\n<\/tr>\n
2<\/td>\nLoan Against Building<\/td>\n\u00d8\u00a0 Upto 2499999\/-<\/td>\n12%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n\u00d8\u00a0 2500000\/- to 4999999\/-<\/td>\n11%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n\u00d8\u00a0 5000000\/- to 7499999\/-<\/td>\n10\/-<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n\u00d8\u00a0 7500000\/ to 7800000\/-<\/td>\n8.75%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n\u00d8\u00a0 7800000\/- Above<\/td>\n9%<\/td>\n<\/tr>\n
3<\/td>\nLoan Against Fixed Deposit<\/td>\n\u00d8\u00a0 1% more than actual Fixed Deposit rate<\/td>\n<\/td>\n<\/tr>\n
4<\/td>\nLoan Against NSC\/KVP<\/td>\n\u00d8\u00a0 As per surrender Value*<\/td>\n12%<\/td>\n<\/tr>\n
5<\/td>\nLoan Against Gold Loan<\/td>\n\u00d8\u00a0 As per surrender Value*<\/td>\n10%<\/td>\n<\/tr>\n
6<\/td>\nLoan Against LIC<\/td>\n\u00d8\u00a0 As per surrender Value*<\/td>\n10%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_toggle][vc_toggle title=”Indemenity Bond” style=”square_outline” size=”sm”]Click here to Download the INDEMENITY BOND for the bank.<\/a>[\/vc_toggle][vc_toggle title=”CKYC” style=”square_outline” size=”sm”]In accordance with the RBI (Reserve Bank Of India) guidelines on KYC (Know Your Customer) and Risk Categorization norms, Customers are required to complete the KYC formalities periodically.<\/p>\n

Refresher of KYC is required for all OUR account holders.We are required to obtain identification documents from all our customers in case of every Individual, every Proprietor, each Joint Account Holder \/ Partner \/ Director \/ Trustee \/ HUF member, each other authorized signatory as under.<\/p>\n

 <\/p>\n

a) Proof of identity: (any one of the following)<\/strong><\/p>\n