{"id":14369,"date":"2021-01-28T11:47:50","date_gmt":"2021-01-28T11:47:50","guid":{"rendered":"https:\/\/gubank.co.in\/new\/?page_id=14369"},"modified":"2024-10-09T10:11:45","modified_gmt":"2024-10-09T10:11:45","slug":"service-charges","status":"publish","type":"page","link":"https:\/\/tgucbl.bank.in\/\/service-charges\/","title":{"rendered":"Service Charges"},"content":{"rendered":"

[vc_row][vc_column][vc_empty_space height=”15px”][vc_row_inner][vc_column_inner][vc_column_text]<\/p>\n\n\n\n\n\n\n\n\n\n\n
Sr No.<\/strong><\/td>\nParticular<\/strong><\/td>\nCharge Rs<\/strong><\/td>\n<\/tr>\n
1<\/strong><\/td>\nCheque book\u00a0 Charge per one leaf<\/strong><\/td>\n1.50\/-<\/strong><\/p>\n

Exclusive GST<\/strong><\/td>\n<\/tr>\n

2<\/strong><\/td>\nCheque Stop Payment Charge<\/strong><\/td>\n25\/-<\/strong><\/p>\n

Exclusive GST<\/strong><\/td>\n<\/tr>\n

3<\/strong><\/td>\nSaving account will open by Rs.1500.00 if minimum balance not maintain then quarterly charge will\u00a0 apply<\/strong><\/td>\n50\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
4<\/strong><\/td>\nCurrent account will open by Rs.2500.00 if minimum balance not maintain then quarterly Charge will apply.<\/strong><\/td>\n100\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
5<\/strong><\/td>\nAccount Keeping Charges per annum<\/strong><\/p>\n

Current Account<\/strong><\/p>\n

Cash Credit\/Overdraft limit exceeding Rs.25000\/-<\/strong><\/p>\n

Personal Gold Loan Safe Keeping Charge<\/strong><\/p>\n

To be charged 30 days after the expiry of the prescribed tenure of the gold loan in Personal <\/strong><\/p>\n

\u00a0<\/strong><\/td>\n

\u00a0<\/strong><\/p>\n

100\/- Exclusive GST<\/strong><\/p>\n

100\/- Exclusive GST<\/strong><\/p>\n

100\/-<\/strong><\/p>\n

Exclusive GST <\/strong><\/p>\n

Per Month<\/strong><\/td>\n<\/tr>\n

6<\/strong><\/td>\nStatement Charge Per one page From Second Time.<\/strong><\/td>\n5\/-<\/strong><\/p>\n

Exclusive GST<\/strong><\/td>\n<\/tr>\n

7<\/strong><\/td>\nDuplicate Pass Book charge<\/strong><\/td>\n25\/-<\/strong><\/p>\n

Exclusive GST<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
8<\/strong><\/td>\nThe revised Savings Bank account closure charges w.e.f 01.04.2019.<\/strong><\/p>\n

Period<\/strong><\/td>\n

Charge Rs<\/strong><\/td>\n<\/tr>\n
(i) <\/strong><\/td>\nUpto 1 year of opening of account <\/strong><\/td>\nRs 200 Exclusive GST<\/strong><\/td>\n<\/tr>\n
(ii) <\/strong><\/td>\nBeyond 1 year of opening of account <\/strong><\/td>\nRs 100 Exclusive GST<\/strong><\/td>\n<\/tr>\n
(iii) <\/strong><\/td>\nAccounts closed on settlement of accounts of deceased depositors <\/strong><\/td>\nNIL<\/strong><\/td>\n<\/tr>\n
(iv) <\/strong><\/td>\nClosure of Regular SB account by BSBD account holders <\/strong><\/td>\nNIL<\/strong><\/td>\n<\/tr>\n
9<\/strong><\/td>\nStanding instruction(S.I.) <\/strong><\/p>\n

Setting of SI (At Branch) <\/strong><\/td>\n

50\/- \u00a0Exclusive GST Per year<\/strong><\/td>\n<\/tr>\n
10<\/strong><\/td>\nIn Case of Failed S.I. ( In loan Account)<\/strong><\/td>\n100\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
11<\/strong><\/td>\n9. Interest Certificate for all segments<\/strong><\/p>\n

Original<\/strong><\/p>\n

Duplicate<\/strong><\/td>\n

\u00a0<\/strong><\/p>\n

NILL<\/strong><\/p>\n

100\/- Exclusive GST <\/strong><\/td>\n<\/tr>\n

12<\/strong><\/td>\nBalance Certificate per instance for all segments\u00a0\u00a0 <\/strong><\/td>\n100\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
13<\/strong><\/td>\nNo dues certificate for all segments customers (Individual \/ Firm)<\/strong><\/td>\n100\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
14<\/strong><\/td>\nSignature verification per instance for all segments<\/strong><\/td>\n25\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
15<\/strong><\/td>\nSolvency certificate\u00a0 Commercial\/ Non-commercial (upto 1 lakh)\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong><\/p>\n

\u00a0Solvency certificateCommercial\/ Non-commercial (above 1 lakh)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong><\/td>\n

500\/- Exclusive GST Minimum<\/strong><\/p>\n

1000\/- Exclusive GST Maximum<\/strong><\/td>\n<\/tr>\n

16<\/strong><\/td>\nPhoto attestation charges per instance for all segments<\/strong><\/td>\n25\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
17<\/strong><\/td>\nATM card\/ KIT returned by courier due to wrong address<\/strong><\/td>\n50\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
18<\/strong><\/td>\nCollection of bills (Exclusive of postage and out of pocket expenses)<\/strong><\/p>\n

Up to 10000\/-<\/strong><\/p>\n

Above 10000\/- As per bank<\/strong><\/td>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

20\/- Exclusive GST<\/strong><\/p>\n

0.20% – Exclusive GST Maximum<\/strong><\/td>\n<\/tr>\n

19<\/strong><\/td>\nCollection of Outstation Cheques (Exclusive of postage and out of pocket Expenses)<\/strong><\/p>\n

Up to 10000\/-<\/strong><\/p>\n

Above 10000\/- As per bank<\/strong><\/td>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

20\/- Exclusive GST<\/strong><\/p>\n

0.20%\u00a0 Exclusive GST Maximum<\/strong><\/td>\n<\/tr>\n

20<\/strong><\/td>\nCheque deposited with us returned unpaid by others (Local\/ Outstation)<\/strong><\/p>\n

Per Instruments<\/strong><\/td>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

100\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n

21<\/strong><\/td>\nCheque returned Charges for cheque drawn on us (for insufficient funds only)<\/strong><\/p>\n

Per Instruments<\/strong><\/td>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

100\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n

22<\/strong><\/td>\nDemand Draft Issue Charges<\/strong><\/td>\n0.1% <\/strong>\u00a0Exclusive GST<\/strong><\/td>\n<\/tr>\n
23<\/strong><\/td>\nCash handling charges opening balance<\/strong><\/td>\n0.1% <\/strong>\u00a0Exclusive GST<\/strong><\/td>\n<\/tr>\n
24<\/strong><\/td>\nNational Automated Clearing House (NACH) Mandate<\/strong><\/p>\n

One time Mandate Authorisation Charges per mandate<\/strong><\/p>\n

Debit Mandate Return<\/strong><\/p>\n

Account Validation Charge<\/strong><\/td>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

100\/- Exclusive GST<\/strong><\/p>\n

200\/- Exclusive GST<\/strong><\/p>\n

100\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n

25<\/strong><\/td>\n25. Safe Deposit Locker : Annual Rent<\/strong><\/p>\n

Size A.<\/strong><\/p>\n

Size B.<\/strong><\/p>\n

Size C.<\/strong><\/p>\n

Size D.<\/strong><\/p>\n

One Time Locker Registration Cahrge for Paper Work\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong><\/td>\n

\u00a0<\/strong><\/p>\n

400\/- Including GST<\/strong><\/p>\n

1200\/- Including GST<\/strong><\/p>\n

2400\/- Including GST<\/strong><\/p>\n

8000\/- Including GST<\/strong><\/p>\n

100\/- Including GST<\/strong><\/td>\n<\/tr>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/strong><\/td>\n

Breaking Open Locker<\/strong><\/td>\nActual expenditure incurred for breaking open the locker and charging the lock by manufacturers of lockers.<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nLocker Visit Charge ( All Size)<\/strong><\/td>\n24 visit Free in one year Thereafter 100\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
26<\/strong><\/td>\nTransaction Based Charges ATM<\/strong><\/td>\n\u00a0<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nDebit Card Issuance Charges<\/strong><\/td>\n200\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nDebit Card Replacement Charges<\/strong><\/td>\n200\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nDuplicate PIN \/ Regeneration of PIN through Branch\/Card Safe<\/strong><\/td>\n25\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nATM Cash withdrawal transactions<\/strong><\/td>\n5 Transaction Free Per Month thereafter Using ICICI bank ATM \u00a0and ON US ATM All Transaction free.<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nATM Cash withdrawal transactions<\/strong><\/td>\n19.50\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nBalance enquiry at ATMs(Non Financial All Transaction )<\/strong><\/td>\nAfter free transaction 10.50\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nPoint of Sale (PoS) \/ eCom transactions<\/strong><\/td>\nUpto 2000\/- free thereafter 0.40%<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\neCom transactions<\/strong><\/td>\nFree<\/strong><\/td>\n<\/tr>\n
27<\/strong><\/td>\nIMPS Fund Transfer charges<\/strong><\/td>\n\u00a0<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nUpto 999\/-<\/strong><\/td>\nFree<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nFrom 1000 to 100000<\/strong><\/td>\n3\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nFrom 100001 to 200000<\/strong><\/td>\n5\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nFrom 200001 to 500000<\/strong><\/td>\n10\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
28<\/strong><\/td>\nSMS Alert charges per Monthly<\/strong><\/td>\n\u00a0<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nSavings Account Holder per Month normal Excluding BSBD<\/strong><\/td>\n10\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nCurrent Account Holder per Month<\/strong><\/td>\n10\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nAll Type of Loan Account per Month<\/strong><\/td>\n10\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n
29<\/strong><\/td>\nService Charges for Basic Savings Bank Deposit (BSBD) accounts<\/strong><\/td>\n\u00a0<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nIssue of Cheque book<\/strong><\/td>\nNo cheque book will be issued and no charges<\/strong><\/td>\n<\/tr>\n
\u00a0<\/strong><\/td>\nWithdrawals<\/strong><\/td>\nFour withdrawals in a month including ATM withdrawals<\/strong><\/p>\n

free of charges.<\/strong><\/p>\n

Beyond 4 withdrawals: No further withdrawals<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n
BSBD accountholders will be provided services as mandated by the RBI. No further services will be available to BSBD account holders. In case of need, they may get their account converted to Normal Savings Bank account with full services at applicable service charges.<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n
30<\/strong><\/td>\nInoperative to Operative Charges<\/strong><\/td>\n100\/- Exclusive GST<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Loan charges:<\/strong><\/h4>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Sr No<\/strong><\/td>\nType of Loan Account<\/strong><\/td>\nCharges<\/strong><\/td>\n<\/tr>\n
1<\/strong><\/td>\nUn-secured loan up to Rs 2,00,000\/-<\/strong><\/td>\n1000\/-<\/strong><\/td>\n<\/tr>\n
2<\/strong><\/td>\nHigher Purchase Vehicle<\/strong><\/p>\n

1- Two Wheeler<\/p>\n

2- Four Wheeler<\/p>\n

3- Commercial Vehicle<\/p>\n

\u00a0<\/strong><\/p>\n

Government Subsidy loan<\/strong><\/p>\n

25,00,000\/-<\/p>\n

25,00,000\/- to 50,00,000\/-<\/p>\n

50,00,001\/- and above<\/td>\n

\u00a0<\/strong><\/p>\n

1500\/-<\/strong><\/p>\n

2500\/-<\/strong><\/p>\n

3500\/-<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

5000\/-<\/strong><\/p>\n

7500\/-<\/strong><\/p>\n

10000\/-<\/strong><\/td>\n<\/tr>\n

3<\/strong><\/td>\nHigher Purchase Consumer Durable<\/strong><\/p>\n

Up to 2,00,000\/-<\/p>\n

Above 2,00,000\/-<\/td>\n

\u00a0<\/strong><\/p>\n

1000\/-<\/strong><\/p>\n

1500\/-<\/strong><\/td>\n<\/tr>\n

4<\/strong><\/td>\nBuilding Construction\/ Mortgage<\/strong><\/p>\n

Up to 25,00,000\/-<\/p>\n

25,00,000\/- to 50,00,000\/-<\/p>\n

50,00,001\/- and above<\/td>\n

\u00a0<\/strong><\/p>\n

5000\/-<\/strong><\/p>\n

7500\/-<\/strong><\/p>\n

10000\/-<\/strong><\/td>\n<\/tr>\n

5<\/strong><\/td>\nGold Loan<\/strong><\/p>\n

Up to 2,00,000\/-<\/p>\n

2,00,000\/- and above<\/td>\n

\u00a0<\/strong><\/p>\n

1000\/-<\/strong><\/p>\n

1500\/-<\/strong><\/td>\n<\/tr>\n

6<\/strong><\/td>\nHypothecation Loan<\/strong><\/p>\n

Up to 3,00,000\/-<\/p>\n

3,00,000\/- to 10,00,000\/-<\/p>\n

10,00,001\/- to 25,00,000\/-<\/p>\n

25,00,001\/- to 50,00,000\/-<\/p>\n

50,00,001\/- and above<\/td>\n

\u00a0<\/strong><\/p>\n

1500\/-<\/strong><\/p>\n

2500\/-<\/strong><\/p>\n

5000\/-<\/strong><\/p>\n

7500\/-<\/strong><\/p>\n

10000\/-<\/strong><\/td>\n<\/tr>\n

7<\/strong><\/td>\nSecured Building Mortgage Loan<\/strong><\/p>\n

Up to 25,00,000\/-<\/p>\n

25,00,001\/- to 50,00,000\/-<\/p>\n

50,00,001\/- to 75,00,000\/-<\/p>\n

75,00,001\/- to 1,00,00,000\/-<\/p>\n

1,00,00,000\/- and above<\/td>\n

\u00a0<\/strong><\/p>\n

1500\/-<\/strong><\/p>\n

2500\/-<\/strong><\/p>\n

5000\/-<\/strong><\/p>\n

7500\/-<\/strong><\/p>\n

10000\/-<\/strong><\/td>\n<\/tr>\n

8<\/strong><\/td>\nRenewal Charges<\/strong><\/p>\n

Hypothecation Loan<\/p>\n

Secured Building<\/td>\n

\u00a0<\/strong><\/p>\n

2500\/-<\/strong><\/p>\n

2500\/-<\/strong><\/td>\n<\/tr>\n

9<\/strong><\/td>\nNotice Charges<\/strong><\/p>\n

Installment Notice<\/p>\n

NPA Notice<\/p>\n

Interest Notice<\/p>\n

Securization Notice<\/td>\n

\u00a0<\/strong><\/p>\n

250\/-<\/strong><\/p>\n

250\/-<\/strong><\/p>\n

250\/-<\/strong><\/p>\n

250\/-<\/strong><\/td>\n<\/tr>\n

10<\/strong><\/td>\nProperty Verification<\/strong><\/p>\n

Yearly Verification Charges<\/td>\n

\u00a0<\/strong><\/p>\n

500\/-<\/strong><\/td>\n<\/tr>\n

11<\/strong><\/td>\nHypothecation Stock Verification Charges<\/strong><\/p>\n

Quarterly<\/td>\n

\u00a0<\/strong><\/p>\n

150\/-<\/strong><\/td>\n<\/tr>\n

12<\/strong><\/td>\nDocument Charges<\/strong><\/p>\n

Mortgage Document<\/p>\n

Mortgage Exemption Reimbursement Deed Document<\/p>\n

\u00a0<\/strong><\/td>\n

\u00a0<\/strong><\/p>\n

2000\/-<\/strong><\/p>\n

1000\/-<\/strong><\/p>\n

\u00a0<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_empty_space height=”15px”][vc_row_inner][vc_column_inner][vc_column_text] Sr No. Particular Charge Rs 1 Cheque book\u00a0 Charge per one leaf 1.50\/- Exclusive GST 2 Cheque Stop Payment Charge 25\/- Exclusive GST 3 Saving account will open by Rs.1500.00 if minimum balance not maintain then quarterly charge will\u00a0 apply 50\/- Exclusive GST 4 Current account will open by Rs.2500.00 if minimum balance […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/tgucbl.bank.in\/\/wp-json\/wp\/v2\/pages\/14369"}],"collection":[{"href":"https:\/\/tgucbl.bank.in\/\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tgucbl.bank.in\/\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tgucbl.bank.in\/\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tgucbl.bank.in\/\/wp-json\/wp\/v2\/comments?post=14369"}],"version-history":[{"count":7,"href":"https:\/\/tgucbl.bank.in\/\/wp-json\/wp\/v2\/pages\/14369\/revisions"}],"predecessor-version":[{"id":14742,"href":"https:\/\/tgucbl.bank.in\/\/wp-json\/wp\/v2\/pages\/14369\/revisions\/14742"}],"wp:attachment":[{"href":"https:\/\/tgucbl.bank.in\/\/wp-json\/wp\/v2\/media?parent=14369"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}