| Sr No. | Particular | Charge Rs |
| 1 | Cheque book Charge per one leaf | 1.50/-
Exclusive GST |
| 2 | Cheque Stop Payment Charge | 25/-
Exclusive GST |
| 3 | Saving account will open by Rs.1500.00 if minimum balance not maintain then quarterly charge will apply | 50/- Exclusive GST |
| 4 | Current account will open by Rs.2500.00 if minimum balance not maintain then quarterly Charge will apply. | 100/- Exclusive GST |
| 5 | Account Keeping Charges per annum
Current Account Cash Credit/Overdraft limit exceeding Rs.25000/- Personal Gold Loan Safe Keeping Charge To be charged 30 days after the expiry of the prescribed tenure of the gold loan in Personal
|
100/- Exclusive GST 100/- Exclusive GST 100/- Exclusive GST Per Month |
| 6 | Statement Charge Per one page From Second Time. | 5/-
Exclusive GST |
| 7 | Duplicate Pass Book charge | 25/-
Exclusive GST |
| 8 | The revised Savings Bank account closure charges w.e.f 01.04.2019.
Period |
Charge Rs |
| (i) | Upto 1 year of opening of account | Rs 200 Exclusive GST |
| (ii) | Beyond 1 year of opening of account | Rs 100 Exclusive GST |
| (iii) | Accounts closed on settlement of accounts of deceased depositors | NIL |
| (iv) | Closure of Regular SB account by BSBD account holders | NIL |
| 9 | Standing instruction(S.I.)
Setting of SI (At Branch) |
50/- Exclusive GST Per year |
| 10 | In Case of Failed S.I. ( In loan Account) | 100/- Exclusive GST |
| 11 | 9. Interest Certificate for all segments
Original Duplicate |
NILL 100/- Exclusive GST |
| 12 | Balance Certificate per instance for all segments | 100/- Exclusive GST |
| 13 | No dues certificate for all segments customers (Individual / Firm) | 100/- Exclusive GST |
| 14 | Signature verification per instance for all segments | 25/- Exclusive GST |
| 15 | Solvency certificate Commercial/ Non-commercial (upto 1 lakh)
Solvency certificateCommercial/ Non-commercial (above 1 lakh) |
500/- Exclusive GST Minimum
1000/- Exclusive GST Maximum |
| 16 | Photo attestation charges per instance for all segments | 25/- Exclusive GST |
| 17 | ATM card/ KIT returned by courier due to wrong address | 50/- Exclusive GST |
| 18 | Collection of bills (Exclusive of postage and out of pocket expenses)
Up to 10000/- Above 10000/- As per bank |
20/- Exclusive GST 0.20% – Exclusive GST Maximum |
| 19 | Collection of Outstation Cheques (Exclusive of postage and out of pocket Expenses)
Up to 10000/- Above 10000/- As per bank |
20/- Exclusive GST 0.20% Exclusive GST Maximum |
| 20 | Cheque deposited with us returned unpaid by others (Local/ Outstation)
Per Instruments |
100/- Exclusive GST |
| 21 | Cheque returned Charges for cheque drawn on us (for insufficient funds only)
Per Instruments |
100/- Exclusive GST |
| 22 | Demand Draft Issue Charges | 0.1% Exclusive GST |
| 23 | Cash handling charges opening balance | 0.1% Exclusive GST |
| 24 | National Automated Clearing House (NACH) Mandate
One time Mandate Authorisation Charges per mandate Debit Mandate Return Account Validation Charge |
100/- Exclusive GST 200/- Exclusive GST 100/- Exclusive GST |
| 25 | 25. Safe Deposit Locker : Annual Rent
Size A. Size B. Size C. Size D. One Time Locker Registration Cahrge for Paper Work |
400/- Including GST 1200/- Including GST 2400/- Including GST 8000/- Including GST 100/- Including GST |
|
|
Breaking Open Locker | Actual expenditure incurred for breaking open the locker and charging the lock by manufacturers of lockers. |
| Locker Visit Charge ( All Size) | 24 visit Free in one year Thereafter 100/- Exclusive GST | |
| 26 | Transaction Based Charges ATM | |
| Debit Card Issuance Charges | 200/- Exclusive GST | |
| Debit Card Replacement Charges | 200/- Exclusive GST | |
| Duplicate PIN / Regeneration of PIN through Branch/Card Safe | 25/- Exclusive GST | |
| ATM Cash withdrawal transactions | 5 Transaction Free Per Month thereafter Using ICICI bank ATM and ON US ATM All Transaction free. | |
| ATM Cash withdrawal transactions | 19.50/- Exclusive GST | |
| Balance enquiry at ATMs(Non Financial All Transaction ) | After free transaction 10.50/- Exclusive GST | |
| Point of Sale (PoS) / eCom transactions | Upto 2000/- free thereafter 0.40% | |
| eCom transactions | Free | |
| 27 | IMPS Fund Transfer charges | |
| Upto 999/- | Free | |
| From 1000 to 100000 | 3/- Exclusive GST | |
| From 100001 to 200000 | 5/- Exclusive GST | |
| From 200001 to 500000 | 10/- Exclusive GST | |
| 28 | SMS Alert charges per Monthly | |
| Savings Account Holder per Month normal Excluding BSBD | 10/- Exclusive GST | |
| Current Account Holder per Month | 10/- Exclusive GST | |
| All Type of Loan Account per Month | 10/- Exclusive GST | |
| 29 | Service Charges for Basic Savings Bank Deposit (BSBD) accounts | |
| Issue of Cheque book | No cheque book will be issued and no charges | |
| Withdrawals | Four withdrawals in a month including ATM withdrawals
free of charges. Beyond 4 withdrawals: No further withdrawals |
| BSBD accountholders will be provided services as mandated by the RBI. No further services will be available to BSBD account holders. In case of need, they may get their account converted to Normal Savings Bank account with full services at applicable service charges. |
| 30 | Inoperative to Operative Charges | 100/- Exclusive GST |
Loan charges:
| Sr No | Type of Loan Account | Charges |
| 1 | Un-secured loan up to Rs 2,00,000/- | 1000/- |
| 2 | Higher Purchase Vehicle
1- Two Wheeler 2- Four Wheeler 3- Commercial Vehicle
Government Subsidy loan 25,00,000/- 25,00,000/- to 50,00,000/- 50,00,001/- and above |
1500/- 2500/- 3500/-
5000/- 7500/- 10000/- |
| 3 | Higher Purchase Consumer Durable
Up to 2,00,000/- Above 2,00,000/- |
1000/- 1500/- |
| 4 | Building Construction/ Mortgage
Up to 25,00,000/- 25,00,000/- to 50,00,000/- 50,00,001/- and above |
5000/- 7500/- 10000/- |
| 5 | Gold Loan
Up to 2,00,000/- 2,00,000/- and above |
1000/- 1500/- |
| 6 | Hypothecation Loan
Up to 3,00,000/- 3,00,000/- to 10,00,000/- 10,00,001/- to 25,00,000/- 25,00,001/- to 50,00,000/- 50,00,001/- and above |
1500/- 2500/- 5000/- 7500/- 10000/- |
| 7 | Secured Building Mortgage Loan
Up to 25,00,000/- 25,00,001/- to 50,00,000/- 50,00,001/- to 75,00,000/- 75,00,001/- to 1,00,00,000/- 1,00,00,000/- and above |
1500/- 2500/- 5000/- 7500/- 10000/- |
| 8 | Renewal Charges
Hypothecation Loan Secured Building |
2500/- 2500/- |
| 9 | Notice Charges
Installment Notice NPA Notice Interest Notice Securization Notice |
250/- 250/- 250/- 250/- |
| 10 | Property Verification
Yearly Verification Charges |
500/- |
| 11 | Hypothecation Stock Verification Charges
Quarterly |
150/- |
| 12 | Document Charges
Mortgage Document Mortgage Exemption Reimbursement Deed Document
|
2000/- 1000/-
|
